The effect of fintech application by SMEs on business performance

Rohaizat, Nur Shuhadah (2024) The effect of fintech application by SMEs on business performance. Project Report. Universiti Teknikal Malaysia Melaka, Melaka, Malaysia. (Submitted)

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Abstract

The development of FinTech in Malaysia such as electronic payments and online banking has contributed to the increasing advancement in technology productivity in Malaysia. In Malaysia's FinTech or financial technology, is becoming more and more important. According to the Malaysia Fintech Report 2021, there are 233 FinTech companies in Malaysia that work in many different areas. However, the situation growing fintech in Malaysia is higher but in SMEs the use or adoption fintech towards their business is still low. In terms perspective of SMEs Malaysia view there are an overwhelming 98.5% of the 920,624 business establishments in Malaysia are small and medium enterprises (SMEs). Therefore, this research aims to understand the effect of FinTech Application by SMEs on business performance. This research uses quantitative method questionnaire for collecting data. This research focus on SMEs in Melaka were given a total 150 survey. Findings from this study indicated that 5 variables on this research to contribute the growing of FinTech application by SMEs. The research study on the effect of FinTech application by SMEs on business performance has the potential to make several valuable contributions. Understanding FinTech adoption among SMEs: The study can provide insights into the types of FinTech application being adopted and identifying the impact on business performance.

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