Influence of financial literacy and educational programmes on entrepreneurial intention among university students in Malaysia

Yong, Yi Wen (2024) Influence of financial literacy and educational programmes on entrepreneurial intention among university students in Malaysia. Project Report. Universiti Teknikal Malaysia Melaka, Melaka, Malaysia. (Submitted)

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Abstract

This research study attempts to examine the influence of financial literacy and educational programmes on entrepreneurial intention among university students in Malaysia. There are some concerning issues researcher inclined to look into such as high failure rate of newly established SMEs, lack of awareness of handling personal finances, the rise of bankruptcy cases, lack of experience in starting business, high unemployment rate and turnover rate. Structured questionnaire (Google Form) covering financial literacy (financial attitude, financial knowledge) and educational programmes (entrepreneurship education, internship programme) on entrepreneurial intention among university students in Malaysia was distributed to 384 respondents. The findings of this study demonstrated the factors of financial literacy and educational programmes that influence entrepreneurial intention among university students in Malaysia. Not only that, the relationship between financial literacy and educational programmes on entrepreneurial intention among university students in Malaysia were examined. SPSS including descriptive analysis, inferential analysis, regression analysis and Pearson’s correlation coefficient were used to explore the relationship between the variables in this study. Results revealed that financial attitude and financial knowledge have significant relationship with entrepreneurial intention among university students while educational programme (EE) and internship programme do not have significant relationship with entrepreneurial intention among university students in Malaysia. The findings of this research project would benefit the policymakers, educators and university students in advocating entrepreneurial development

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