Determinants Of Sustainable Financial Resources For SME In Malaysia

Zulke, Mohamad Zulhilmi (2017) Determinants Of Sustainable Financial Resources For SME In Malaysia. Project Report. UTeM, Melaka, Malaysia. (Submitted)

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Abstract

SMEs provide a lot of contributions to the country that could strengthen the basic structure of the national industry and reducing the imported of consumer goods that could improve the economic conditions. Nevertheless, most SMEs required financial supports from the local government in order to smoothen their business operations. Due to the uncertainty in the world economic scenario, the SMEs need to be more independent and not too depending on the financial aids from the government in order to sustain in business world. They need to look at on more sustainable financial resources to be utilised in running a business. As such, this study aims to assist the SMEs to determine the sustainable financial resources that could be sourced by them. Through the literature of few studies conducted, the researcher found that there are few resources that could be sourced by the SMEs which are through angel investors, crowd funding and bootstrapping. This study was designed to help SME's to know each of the government agency's role in helping to provide financial resources. This is because most of the SMEs stopped running their business half-way due to financial constraint. The researcher used quantitative approach to collect data through distribution of questionnaires to 300 respondents consist of government agency and successful entrepreneur. This study can help entrepreneurs to understand the sustainable financial resources before they could develop the SME business.

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