The Ability Of The Middle Income Earners To Own Houses In Melaka Tengah

Md Desa, Ismail (2014) The Ability Of The Middle Income Earners To Own Houses In Melaka Tengah. Project Report. UTeM, Melaka, Malaysia. (Submitted)

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Abstract

Affordability of owning a home is the ability to pay for housing costs involved in the process of buying a home. Home affordability issues are often discussed and involve middle-income earners. Therefore, this study discusses the ability of middle income owning a home in Melaka Tengah. Data and information obtained from the survey respondents consisted of various educational backgrounds and income. This study was conducted to improve understanding of the study conducted by referring to books, articles, journals and other reading resources available in the library and the Internet and previous studies. Data used are collected through a questionnaire, all information related to the research collected and analyzed using two main software Microsoft Excel and the Statistical Package for Social Sciences (SPSS). From the study, it was found that the income variable and the loan becomes a key factor to the respondents to have a house in Melaka. While variable expenditures related to the ability but not significant.

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