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Payment Behaviour Of Small And Medium Size Oil Palm Plantation Borrowers

Yong Chea, Chee (2013) Payment Behaviour Of Small And Medium Size Oil Palm Plantation Borrowers. Project Report. UTeM, Melaka. (Submitted)

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Abstract

Financing has been one of the important key factors to achieve the success of economic and industry in a nation. As investor or entrepreneur, the level or amount of finance is the main support of the business pillar. However, for financial institute and creditor they are seeking for return but not for the success of a business. The financial institute will borrow the money to those who have the ability to pay back or to those who’s financial support is strong or those who have a good payment history. The problem statements are the palm oil plantation borrowers faced a double standard financing problem, where the margin of finance is lower than other financing package. The research is to examine the payment behaviour of oil palm plantation borrowers, and identify their payment behaviour. The result of this research will help to profile the criterion of potential borrowers in order to help the financial institute to evaluate the borrowers. The research will be conducted using quantitative methods using the interview and survey questionnaire. The area is limited in the Peninsular of Malaysia only. At the end, the payment behaviours are summarized and the reasons of the behaviour will be identified. Thus, the criterion of potential borrower are summarized.

Item Type: Final Year Project (Project Report)
Uncontrolled Keywords: Consumer behavior, Commercial loans
Subjects: H Social Sciences > H Social Sciences (General)
H Social Sciences > HG Finance
Divisions: Library > Final Year Project > FPTT
Depositing User: F Haslinda Harun
Date Deposited: 11 Nov 2014 10:51
Last Modified: 11 Nov 2014 10:51
URI: http://digitalcollection.utem.edu.my/id/eprint/12802

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